Your Trusted Car Finance Partner Go Waka

09 2424 766

30 Seconds

Car Finance Application

Apply with no deposit, payments from $150* a week, and no hidden fees, even with Challenged Credit. Same-Day Approval & Free Delivery!
Apply Now
Call Now
Lending Criteria Applied*

FACING CREDIT CHALLENGES?

Don't stress about your financial past. At Gowaka, we're specialists in finding the right car finance, even for Kiwis with Challenged Credit. Our expert team provides clear, fast loan advice, helping you secure Same-Day Approval with zero fuss. We're here to make things easy.

APPLY NOW, THE PERKS ARE READY

Start your application in seconds! Skip the yard visit ,we offer FREE Delivery straight to your home. Your purchase comes loaded with instant value: a massive $500 Cashback , and a Full Fuel Top-Up on us. Drive away with more!
Call Now

No Hardware Cost

Get Smart POS & EFTPOS

Zero Setup Fees

Get started quickly & easily.

No Upfront Payment

Pay $0 for EFTPOS & POS

Just $25 Weekly*

One simple price. (A 36-month contract applies. See T&Cs.)
Apply For finance
Trusted by hundreds of Kiwi customers

"*" indicates required fields

Step 1 of 2

This field is for validation purposes and should be left unchanged.
Your Weekly Income+Benefit Above $650?*
Are You Working or on Benefit?*
Which License You Have?*

or Call Us 09 2424 766

Lending Criteria Applied*

How It Works

Apply Online

Fill out our quick and easy online application form. It only takes a few minutes, and there are no upfront costs or hidden conditions.

Get Approved

We’ll review your details right away and give you a fast, transparent decision often within the same day so you know exactly where you stand.

Get Delivered

Once approved, we’ll finalise your loan and get you on the road quickly. Simple, stress-free, and designed to fit your lifestyle.

Quick Online Application

Need finance for a car or UTE? Start your application now with our fast, secure, and easy
Apply Now

Personal Support

Not sure where to start? Our friendly team is ready to answer your questions and guide you through.
Call Now
Loan Calculator

Plan Your Payments

Apply Now
Weekly Repayments
$112
Monthly Repayments
$484
Total Amount Repayable
$5,808

The repayment amounts shown include Establishment and Introducer fees totalling $495 and a PPSR Fee of $8.05. These fees are examples only and they exclude ongoing fees. The actual fees charged may vary based on your circumstances and the chosen lender.

Find out more about here.

From Click to Keys

Apply Online

Start your application in just minutes ,quick and hassle-free.

Fast Response

We’ll be in touch within 30 minutes during business hours.

Tell Us What You Need

Share your situation, and we’ll find the best finance fit.

Get Matched

We work with trusted lenders to secure the right deal, even with bad credit.

Drive Away

Once approved, your loan can be settled the same day and keys in hand, ready to go.
Call Now

Quick Online Application

Fast, easy, and hassle-free finance . Start your journey today. Prefer to talk it through? Call our team and get answers straight away.
Apply Now
Call Now

FAQs – Everything You Need to Know

Explore some of the most common questions below

Yes, we specialise in helping customers with all licence types. Even with just a Learner Licence, we’ll work to find a solution that fits.

Most applications are processed the same day. Once approved, you could be driving within hours.

 

From small cars to SUVs, vans, and utes. We cover a wide range of vehicles across trusted NZ dealerships.

 

We work with car yards in Auckland and have finance options available nationwide, so no matter where you’re based, we can help.

Apply Now